WHO WE ARE
Oxbridge Capital Limited is a credit only private company incorporated under the Companies Act (Cap 486) of the Laws of Kenya, offering financing solutions across the board to our varied and valued customers. We pride ourselves in being able to reach our local community in all its business and individual facets. We provide a service that will aid business growth. Our community is our business.
In addition to the above, we also offer structured financing interventions such as Short to Term Working Capital Loans to Micro Clients.
OUR VISION
To reach our local community and provide financial solutions that empower customers and lead to exponential growth
OUR MISSION
To influence and grow our customers and their businesses by providing them with innovative financial solutions, which in turn makes them market leaders within their local communities.
Access to Capital: Provides financial support to individuals and small businesses who may not qualify for traditional bank loans.
Empowerment: Helps entrepreneurs, particularly women and underserved communities, start or expand their businesses, fostering economic independence.
Community Development: Funds can stimulate local economies, creating jobs and promoting sustainable development.
Flexible Terms: Microlenders often offer more flexible repayment terms and lower interest rates compared to conventional loans.
Financial Education: Many microlending programs include training and resources to help borrowers manage their finances and grow their businesses.
Social Impact: Supports social initiatives and community projects, contributing to broader societal benefits.
Risk Diversification: Investors can diversify their portfolios by supporting microloans, which often come with varying levels of risk and return.
Overall, microlending can be a powerful tool for economic growth and social change.
The growth of microlending has been significantly boosted by the internet and its global connectivity. Individuals looking to lend their savings can easily connect with those in need of loans through online platforms, enabling seamless transactions between lenders and borrowers.